- 4279 Roswell Rd. NE Suite 208-264 Atlanta, GA 30342
- 888-373-2228
Backing rural development with government-backed financing.
USDA Business & Industry (B&I) Loans
USDA Business & Industry (B&I) loans help eligible businesses secure long-term funding for real estate, equipment, working capital, and acquisitions in qualified rural areas. These programs support job creation, business expansion, and economic growth—while offering higher loan limits and flexible structures compared to many traditional financing options.
High Loan Limits
Financing available up to $25 million
Long-Term Terms
Up to 30 years depending on use
Rural Focus
Communities with 50,000 residents or fewer
Why Choose the SBA 504 Program?
The SBA 504 loan program is designed to help growing businesses finance major fixed assets with long-term, fixed interest rates. It is ideal for purchasing commercial real estate, heavy equipment, or funding construction projects that support job creation and long-term stability.
Working Capital
Real Estate
Business Acquisition
Equipment
High Loan Limits
Financing available up to $25 million
How We Guide You to Funding?
The SBA 504 loan program is designed to help growing businesses finance major fixed assets with long-term, fixed interest rates. It is ideal for purchasing commercial real estate, heavy equipment, or funding construction projects that support job creation and long-term stability.

Expert Review
We evaluate your business, financials, and project goals to determine USDA eligibility and optimal structure.

Lender Matching
We connect you with USDA-approved lenders aligned with your industry, loan size, and geographic location.

Application Package
Our consultants help prepare and organize a lender-ready loan package that meets USDA and lender requirements.

Closing & Funding
We coordinate communication through approval, closing, and final funding to ensure a smooth process.
Testimonials
Trusted Nationwide by Lenders & Borrowers
Our SBA loan consultants have helped businesses secure millions in funding across industries — from hotels to franchises to startups.
SBA Funding Depot was a critical part in obtaining and closing our SBA loan to purchase a Super 8 Hotel in Manning, S.C. As inexperienced hotel buyers, we needed expert guidance in negotiating with banks for an SBA loan. We had very limited time to close according to our contract and SBA Funding Depot was very quick and retrieved multiple commitment letters from banks. Gabe and Emanuel were able to negotiate a lower rate and kept up the pressure on the lending bank for a faster closing. They were also essential in talking with the seller and escrow company to safeguard our interest. SBA Funding Depot gave us confidence when talking and negotiating with banks, lawyers and the seller and this ultimately saved us money and we believe ensures our success.
APRIT PATEL
Hotel OwnerWe recently had SBA Funding Depot assist us in financing an acquisition where we were the advisor. After a prolonged search for financing, we called SBA Funding Depot. They were able to quickly connect us with a bank who was able to be more aggressive with their lending. SBA Funding Depot provided continuous communication to keep us updated as the loan was processed. Along with the updates, the SBA Funding Depot team provided flawless deliverables to help support a smooth process. We welcome an opportunity to work with SBA Funding Depot in the future.
OXFORD
financial Advisor“This was the first time in my 30 years in hotel brokerage that I had a transaction which involved SBA Funding. What a pleasure to work with them. Even with the hiccups that come with every loan closing, SBA Funding was there to make sure we got it done. I hope to work with SBA Funding again soon.”
Brandt Niehaus
Member HBI“My experience with the partners at SBA Funding Depot was phenomenal. It is refreshing to work with referral partners that are experts in SBA financing. They provide creditworthy loan requests and ensure that all Borrower documentation required is received in an expedited manner. My first loan referral from SBA Funding Depot was a $4.4MM hotel acquisition which faced many unforeseen challenges outside of our control throughout the closing process, but they were readily available to provide much-needed assistance in overcoming each obstacle. SBA Funding depot is a valuable asset and trusted referral source for my SBA loan transactions.”
CHRISTOPHER HACKNEY
First Home Bank AVPReady to Lock in a Long-Term Fixed Rate?
Our experts provide 100% free consultation to help you navigate the SBA 504 process and secure funding for your next major investment.